Property under €500,000: existing or new build

This is the broad mid-market segment of the Costa del Sol. Existing properties sit alongside new builds here. Both are attractive: you are not choosing between good and less good.

What you will find in this price range

Two types of property. Different pace, different closing costs, different start date for your rental.

Two to three bedrooms, achievable via both routes

Existing property: keys on transfer, rental possible within the season

New build: staged payments, waiting for completion

Existing property: established neighbourhood, known service charges

New build: construction warranty, but no rental history yet

Renovation budget must be factored into the calculation for existing properties

Location or surface area

Under €500,000, you can maximise one, but not both. Walking distance to the beach costs you square metres. Space costs you a drive to the coast. If you are renting out, location carries the most weight. If you are living there yourself, space usually wins.

Through our own portal, you can find the right property within your budget, searched by location and more.

Client testimonials

The best validation of our work comes from the people we have had the pleasure of assisting.

From a first investment in Spain to the purchase of a dream villa: every client has different wishes and objectives.

What remains the same is our personal approach and commitment throughout the entire process.

I am very happy with my purchase and extremely satisfied with the highly personal and professional guidance from René and the team at Cooiman Capital. Every step of the buying process is perfectly managed, and communication is always quick and smooth. I highly recommend them if you are looking for help with a purchase on the Costa del Sol.
Photo of Tommy van Hees
Tommy van Hees
The team exceeded our expectations. They are professional, knowledgeable and committed. René played a key role in our decision. Their advice, expertise and personal approach really made the difference. Thanks to them, the entire process went smoothly and stress-free. Highly recommended for anyone looking to buy in Spain!
Photo of Menno Kuijzer
Menno Kuijzer
René Cooiman and his team provided us with excellent support. Everything was arranged down to the last detail, and they have a strong network of contacts, including notaries, estate agents, and mortgage specialists. Having their expertise at our disposal gave us great confidence. I would certainly recommend René, and we are already doing so to our friends and family!
Photograph of Digna van Zanten
Digna van Zanten
We are incredibly impressed with the support from René and his team! We received professional, friendly, and hands-on assistance. The process can be daunting at first, but choosing the right team made it a genuinely enjoyable experience. Would recommend to a friend!!
Photo of Sofie Milzink
Sofie Milzink
We have a fantastic, complementary team around us who provided excellent guidance throughout the purchase of our new-build apartment in Spain. We have already recommended them to several people we know.
Photo of I. Olde Reuver of Briel
I. Olde Reuver of Briel
I purchased a property on the Costa del Sol through Cooiman Capital. They provide the right guidance and have excellent market knowledge. Communication is prompt, and they explain the entire process clearly.
Photo of Jan-Jaap Sampon
Jan-Jaap Sampon
Rene and his team provided excellent support in helping us secure a fantastic property in Estepona. We chose a project where Cooiman Capital is directly involved in the development, and they guided us through the process perfectly. Highly recommended! We are already looking forward to the completion of this unique project.
Photo of Erik van der Horst
Erik van der Horst
I got in touch with René Cooiman via Instagram regarding The Palms At Estepona project. After a personal online meeting, I was incredibly enthusiastic about this fantastic project! René provided a clear explanation of the entire project and offered excellent guidance. As a result, I decided to purchase a beautiful apartment! The sales event in Schiedam was also meticulously organised by his entire team. Everything was very personal and customer-focused!
Photo of Desirée Visser
Desirée Visser
René and his team provided us with excellent support during the purchase of our apartment in Spain. The team is highly committed, takes all your requirements into account, and dedicates plenty of time to finding exactly what you are looking for. We spent a day in Spain visiting selected projects, and this day was also perfectly organised. They gave presentations and took us to the construction sites, giving us a clear picture of everything. In our opinion, they are an expert and efficient team – highly recommended!
Photograph of Sjoerd Koster
Sjoerd Koster

What our clients say

Hundreds of Dutch people have found their place in Spain through us. These are their stories.

We are incredibly impressed with the support from René and his team! We received professional, friendly, and hands-on assistance. The process can be daunting at first, but choosing the right team made it a genuinely enjoyable experience. Would recommend to a friend!!

Photo of Sofie Milzink
Sofie Milzink

I am very happy with my purchase and extremely satisfied with the highly personal and professional guidance from René and the team at Cooiman Capital. Every step of the buying process is perfectly managed, and communication is always quick and smooth. I highly recommend them if you are looking for help with a purchase on the Costa del Sol.

Photo of Tommy van Hees
Tommy van Hees

We have a fantastic, complementary team around us who provided excellent guidance throughout the purchase of our new-build apartment in Spain. We have already recommended them to several people we know.

Photo of I. Olde Reuver of Briel
I. Olde Reuver of Briel

René Cooiman and his team provided us with excellent support. Everything was arranged down to the last detail, and they have a strong network of contacts, including notaries, estate agents, and mortgage specialists. Having their expertise at our disposal gave us great confidence. I would certainly recommend René, and we are already doing so to our friends and family!

Photograph of Digna van Zanten
Digna van Zanten

The team exceeded our expectations. They are professional, knowledgeable and committed. René played a key role in our decision. Their advice, expertise and personal approach really made the difference. Thanks to them, the entire process went smoothly and stress-free. Highly recommended for anyone looking to buy in Spain!

Photo of Menno Kuijzer
Menno Kuijzer

FAQ

Answers to the most frequently asked questions in this segment.

What are the additional costs?

This is where the two routes diverge. For existing properties, you pay 7% transfer tax; for new builds, VAT plus stamp duty. On top of that, there are notary, registration, and legal fees. Together, these amount to approximately 10-15% of the purchase price. We calculate this for each property before you make an offer.

New build or existing property?

Existing properties get you the keys and rental income sooner. New builds offer construction warranties, staged payments, and a waiting period. Both are serious options in this category. Your time horizon should decide, not your preference for something new.

What yield is realistic?

In this segment, we calculate an average net rental yield of 4 to 8% per year, excluding capital appreciation. That is a range, not a promise. For each property, we calculate using rental figures from the immediate area and list all associated costs. We do not mention anything we cannot substantiate.

Which region offers the best value for money?

Estepona offers the widest range. Nueva Andalucía offers the most square metres per euro. La Cala de Mijas offers the shortest drive to the airport. If you choose walking distance to the beach, you sacrifice floor space. That trade-off is the core of this segment.

Is this segment suitable for renting out?

Yes. This is the category that attracts the broadest group of tenants: couples, families, and those staying for a few weeks. With existing properties, you can start shortly after the transfer; with new builds, after completion. A rental licence is mandatory, and we will apply for this on your behalf. Our own local team handles the rentals and management.

Property developer and estate agent on the Costa del Sol.

We guide clients through the buying and selling of property, develop our own projects, and provide access to a carefully selected range of new-build, existing, and exclusive properties.

Behind every transaction is a local team of property consultants, project developers, and operational specialists. Together, we support clients with a wide range of property decisions: from a second home on the Costa del Sol to an exclusive villa or a complete property portfolio.

€200,000,000

Property purchases managed
2023 - 2026

465+

Clients assisted

2

Own projects launched

GIPE

Officially registered as an estate agent in Spain

6+

Years of local experience on the Costa del Sol

Ready for your next step on the Costa del Sol?

Whether you are looking for a second home, an attractive investment or a place under the Spanish sun: we are happy to help you make the right choice. Book a free introductory call and discover which options match your wishes.