New build under €400,000 on the Costa del Sol

This is the entry-level class of the Costa del Sol. You buy off-plan, lock in today's price, and pay in stages until completion. We select the projects, sit down with the developer, and also define where this segment ends.

What you do and don't get here

Under €400,000, you have a choice. Size, location, or completion date. You can have two of those. Not all three.

One to two bedrooms, rarely more

Swimming pool and garden under communal management

Current energy standards, no customisation in the finish

Parking space and storage in the garage

Ten-year building warranty from the developer

Second line or higher up the hill, not first line to the sea

Why the pre-launch makes the difference

During the pre-launch, you can choose from the entire plan: plot number, floor, and orientation. Those who join later choose from what remains. In this segment, that is the difference between a sea view and a view of the block next door. The terms of the first phase will not be repeated.

FAQ

Straightforward answers about buying new-build properties under €400,000 on the Costa del Sol.

What can you buy in this price range?

A one or two-bedroom apartment in a project with a communal pool and a garage space, in the areas around Estepona, Manilva, Mijas, and Benahavís. Current energy standards and the statutory ten-year structural warranty are included. We only work with developers with a proven track record.

What are the additional costs?

Expect to pay approximately 14% on top of the purchase price for VAT, stamp duty, notary fees, registration, and legal assistance. For new-build properties, you pay VAT rather than transfer tax. We will provide a full breakdown of all costs before you make a reservation.

What does the payment plan look like?

In stages. First a reservation fee, then 20% upon signing the purchase contract, followed by instalments during construction. The bulk of the payment follows at the notary transfer. Percentages and dates vary by developer. We will review the payment plan against your liquidity before you sign.

When is the completion date?

A project that is currently going on sale is usually completed a few years later. The date is stated in the developer's contract, with a margin. If you are buying for rental purposes, your income will only start after completion. Factor this into your planning.

What exactly does pre-launch mean?

The phase in which a project is not yet publicly available for sale. We receive plans and price lists from developers before they go public and add you to the list. In this phase, you get first choice. After that, the rest of the market gets a look in.

Client testimonials

The best validation of our work comes from the people we have had the pleasure of assisting.

From a first investment in Spain to the purchase of a dream villa: every client has different wishes and objectives.

What remains the same is our personal approach and commitment throughout the entire process.

I am very happy with my purchase and extremely satisfied with the highly personal and professional guidance from René and the team at Cooiman Capital. Every step of the buying process is perfectly managed, and communication is always quick and smooth. I highly recommend them if you are looking for help with a purchase on the Costa del Sol.
Photo of Tommy van Hees
Tommy van Hees
The team exceeded our expectations. They are professional, knowledgeable and committed. René played a key role in our decision. Their advice, expertise and personal approach really made the difference. Thanks to them, the entire process went smoothly and stress-free. Highly recommended for anyone looking to buy in Spain!
Photo of Menno Kuijzer
Menno Kuijzer
René Cooiman and his team provided us with excellent support. Everything was arranged down to the last detail, and they have a strong network of contacts, including notaries, estate agents, and mortgage specialists. Having their expertise at our disposal gave us great confidence. I would certainly recommend René, and we are already doing so to our friends and family!
Photograph of Digna van Zanten
Digna van Zanten
We are incredibly impressed with the support from René and his team! We received professional, friendly, and hands-on assistance. The process can be daunting at first, but choosing the right team made it a genuinely enjoyable experience. Would recommend to a friend!!
Photo of Sofie Milzink
Sofie Milzink
We have a fantastic, complementary team around us who provided excellent guidance throughout the purchase of our new-build apartment in Spain. We have already recommended them to several people we know.
Photo of I. Olde Reuver of Briel
I. Olde Reuver of Briel
I purchased a property on the Costa del Sol through Cooiman Capital. They provide the right guidance and have excellent market knowledge. Communication is prompt, and they explain the entire process clearly.
Photo of Jan-Jaap Sampon
Jan-Jaap Sampon
Rene and his team provided excellent support in helping us secure a fantastic property in Estepona. We chose a project where Cooiman Capital is directly involved in the development, and they guided us through the process perfectly. Highly recommended! We are already looking forward to the completion of this unique project.
Photo of Erik van der Horst
Erik van der Horst
I got in touch with René Cooiman via Instagram regarding The Palms At Estepona project. After a personal online meeting, I was incredibly enthusiastic about this fantastic project! René provided a clear explanation of the entire project and offered excellent guidance. As a result, I decided to purchase a beautiful apartment! The sales event in Schiedam was also meticulously organised by his entire team. Everything was very personal and customer-focused!
Photo of Desirée Visser
Desirée Visser
René and his team provided us with excellent support during the purchase of our apartment in Spain. The team is highly committed, takes all your requirements into account, and dedicates plenty of time to finding exactly what you are looking for. We spent a day in Spain visiting selected projects, and this day was also perfectly organised. They gave presentations and took us to the construction sites, giving us a clear picture of everything. In our opinion, they are an expert and efficient team – highly recommended!
Photograph of Sjoerd Koster
Sjoerd Koster

What our clients say

Hundreds of Dutch people have found their place in Spain through us. These are their stories.

We are incredibly impressed with the support from René and his team! We received professional, friendly, and hands-on assistance. The process can be daunting at first, but choosing the right team made it a genuinely enjoyable experience. Would recommend to a friend!!

Photo of Sofie Milzink
Sofie Milzink

I am very happy with my purchase and extremely satisfied with the highly personal and professional guidance from René and the team at Cooiman Capital. Every step of the buying process is perfectly managed, and communication is always quick and smooth. I highly recommend them if you are looking for help with a purchase on the Costa del Sol.

Photo of Tommy van Hees
Tommy van Hees

We have a fantastic, complementary team around us who provided excellent guidance throughout the purchase of our new-build apartment in Spain. We have already recommended them to several people we know.

Photo of I. Olde Reuver of Briel
I. Olde Reuver of Briel

René Cooiman and his team provided us with excellent support. Everything was arranged down to the last detail, and they have a strong network of contacts, including notaries, estate agents, and mortgage specialists. Having their expertise at our disposal gave us great confidence. I would certainly recommend René, and we are already doing so to our friends and family!

Photograph of Digna van Zanten
Digna van Zanten

The team exceeded our expectations. They are professional, knowledgeable and committed. René played a key role in our decision. Their advice, expertise and personal approach really made the difference. Thanks to them, the entire process went smoothly and stress-free. Highly recommended for anyone looking to buy in Spain!

Photo of Menno Kuijzer
Menno Kuijzer

Property developer and estate agent on the Costa del Sol.

We guide clients through the buying and selling of property, develop our own projects, and provide access to a carefully selected range of new-build, existing, and exclusive properties.

Behind every transaction is a local team of property consultants, project developers, and operational specialists. Together, we support clients with a wide range of property decisions: from a second home on the Costa del Sol to an exclusive villa or a complete property portfolio.

€200,000,000

Property purchases managed
2023 - 2026

465+

Clients assisted

2

Own projects launched

GIPE

Officially registered as an estate agent in Spain

6+

Years of local experience on the Costa del Sol

Ready for your next step on the Costa del Sol?

Whether you are looking for a second home, an attractive investment or a place under the Spanish sun: we are happy to help you make the right choice. Book a free introductory call and discover which options match your wishes.